Apply Once-off online
Easy online credit application with an instant response...
Accept the T’s & C’s and get your credit limit
You’re ready to shop online
One single monthly instalment
Buy Now. Pay Later
mobicred is a simple & convenient credit facility that allows you to safely shop online with our participating retailers
The application process
Complete the online
application form
Your application will be
processed instantly
You can begin your online
shopping experience
Application requirements
What you need when you want to apply online for your Mobicred account
A valid SA ID number & 18 years or older
Accept the T’s & C’s and get your credit limit
You’re ready to shop online
One single monthly instalment
Instant online credit up to R20 000
Mobicred offers instant online credit of up to R20 000 depending on your credit record.
How do I buy with Mobicred
You can purchase at any participating online retailer that offers mobicred as a payment option. Simply select mobicred as a payment option within the checkout process.
What is an initiation fee?
This is a fee for the opening & initiation of your agreement & mobicred account.
Can my application be declined?
Yes, approval of your application is subject to mobicred’s credit risk & affordability criteria, and in accordance with the National Credit Act responsible lending principles. If, for whatever reason, your application is declined, mobicred will inform you as to the main reasons for being declined.
What is the interest rate on Mobicred
The interest rate charged is 20.75% per annum & in accordance with the interest rate permissible by the National Credit Act.
What is a monthly service fee?
This is a monthly charge for the monthly administration & maintenance of your mobicred account, including statements and all ad-hoc correspondence.
How do I buy with Mobicred?
You can purchase at any participating online retailer that offers mobicred as a payment option. Simply select mobicred as a payment option within the checkout process.
Apply for your mobicred account now!
Click the button below to go directly to the Mobicred online application form and apply for your account in 3 easy steps.